My daughter Ebba is 18 months old. She can't talk yet, but I'm already thinking about the money conversations we'll have. Not because I'm anxious. Because I'm prepared. After 15 years managing hundreds of millions for ultra-high-net-worth clients—executing trades worth over 100 million francs, structuring multi-currency loans, advising on everything from equity portfolios to real estate funds—I've learned one critical lesson: Financial confidence starts young. Much younger

I’ve spent most of my professional life in finance — first in London, later in Zurich, working in banking and wealth management. I’ve seen how money shapes lives, choices, and freedom. But I’ve also learned that true wealth is much more than numbers on a screen. It’s confidence, patience, gratitude, and balance — values that aren’t taught nearly enough.