What does a 19th century novel about passion and revenge on the Yorkshire moors have to do with your investment accounts, your retirement planning, and your children's financial future? Discover how this haunting classic reveals the hidden dangers of generational wealth without governance, structure, or values to guide it. In this article, I will show you how Wuthering Heights reveals what happens when wealth transfers without preparation, why governance matters more than p

Children are not asking for a bank statement when they ask if you are rich. They are trying to understand their place in the world. They are noticing differences between families and trying to make sense of what those differences mean. The question usually comes from one of three places. Sometimes they are comparing themselves to friends. Sometimes they are worried because they overheard you stress about money. Sometimes they genuinely want to understand how your family work

I will never forget the morning I watched my colleague walk off the equity trading floor for the last time. We had started together as junior traders at a private bank in Zurich both handling global equity portfolios for ultra-high-net-worth clients. We worked the same brutal hours, studied the same markets, reported to the same demanding bosses. His father's company was a client of the bank. Successful across multiple countries with operations in several markets.

I spent 15 years managing money for some of the wealthiest families in the world. On the equity trading floor in Zurich and in financial services in London, I watched high net worth clients build and preserve generational wealth. I saw their strategies, their mistakes, their successes, and most importantly, what they taught their children. Then I had my own daughter Ebba and I realized something that changed everything. The principles that protect and grow wealth for the ri

UBS’s Global Family Office Report 2025 captures insights from 317 family offices managing an average of USD 1.1 billion each. It reveals that wealthy families are holding steady amid global volatility, shifting more toward developed market equities, private debt, and healthcare or AI-driven investments. The biggest concern for 2025 is a potential global trade war, yet most family offices maintain a long-term, “all-weather” approach.