Most families work incredibly hard, yet many still feel as though they are only managing the present rather than shaping the future. It is common to believe that financial security is simply a matter of earning more, but after more than fifteen years in wealth management, I learned something different. Income alone does not create lasting wealth. What truly matters is how a family plans, saves, invests and makes decisions over time. This family wealth guide will show you the

My daughter Ebba is 18 months old. She can't talk yet, but I'm already thinking about the money conversations we'll have. Not because I'm anxious. Because I'm prepared. After 15 years managing hundreds of millions for ultra-high-net-worth clients—executing trades worth over 100 million francs, structuring multi-currency loans, advising on everything from equity portfolios to real estate funds—I've learned one critical lesson: Financial confidence starts young. Much younger

You might wonder, what exactly does financial education mean? At its core, it’s the process of learning how to manage money wisely. This includes understanding how to earn, save, spend, invest, and protect money. But it’s more than just facts and figures - it’s about developing skills and attitudes that lead to smart financial choices.

October 2025 delivered a tale of two markets: U.S. equities powered to multiple record highs while Bitcoin suffered its worst October in a decade. The month saw the Federal Reserve cut rates again amid mounting concerns about labor market weakness, even as inflation remained stubbornly elevated at 3%. Gold continued its historic run with gains exceeding 3%, while a U.S.-China summit late in the month eased trade tensions and stabilized volatile markets.

September 2025 defied historical trends as markets delivered solid gains despite the month's traditionally bearish reputation. The S&P 500 climbed 3.53% while Bitcoin posted its best September performance in 13 years, signaling a shift in seasonal patterns as investors prepared for what's typically a strong fourth quarter.

In our increasingly connected world, knowing multiple languages offers children more than just a communication tool; it serves as a foundational skill that can greatly influence their financial futures. As parents, we often focus on the academic and social perks of language learning without fully recognizing the financial benefits.

I’ve spent most of my professional life in finance — first in London, later in Zurich, working in banking and wealth management. I’ve seen how money shapes lives, choices, and freedom. But I’ve also learned that true wealth is much more than numbers on a screen. It’s confidence, patience, gratitude, and balance — values that aren’t taught nearly enough.