What does a 19th century novel about passion and revenge on the Yorkshire moors have to do with your investment accounts, your retirement planning, and your children's financial future? Discover how this haunting classic reveals the hidden dangers of generational wealth without governance, structure, or values to guide it. In this article, I will show you how Wuthering Heights reveals what happens when wealth transfers without preparation, why governance matters more than p

I spent 15 years in finance in London and wealth management in Zurich where I advised high-net-worth families. The children who succeeded financially learned completely different lessons than what most families teach. Most families follow the same script: get good education, get good job, save money, retire. Wealthy families teach something else entirely: money is not something you earn. It is something you build, multiply, and use intentionally to create freedom. This is no

I will never forget the morning I watched my colleague walk off the equity trading floor for the last time. We had started together as junior traders at a private bank in Zurich both handling global equity portfolios for ultra-high-net-worth clients. We worked the same brutal hours, studied the same markets, reported to the same demanding bosses. His father's company was a client of the bank. Successful across multiple countries with operations in several markets.