Learn with Ebba
Invest Young. Create Options.
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From a Zurich based finance and wealth management professional with 15+ years of experience who advised high-net-worth families.
The HNWI Playbook Decoded
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Bringing private banking principles into your home: simple, practical, actionable steps any family can use.
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Learn With Ebba helps families build financial confidence from childhood, creating independence and options for life.
Learn With Ebba brings professional wealth-management and private-banking principles into everyday family life through practical education, tools, and long-term financial thinking.
About
From the Trading Floor
to Your Family Room
Learn With Ebba translates wealth-management strategies used by private banks and high-net-worth families into practical financial education tools that ordinary families and their children can also use.
For over 15 years, I worked in finance and private banking across Zurich and London. I have advised high-net-worth families on how to grow and protect their wealth. I saw first hand how structured financial planning, long-term thinking, and clear decision frameworks give families security, optionality, and the freedom to make bold choices.
I watched these families give their children something priceless: optionality. The ability to take risks, pursue meaningful work, and explore opportunities without fear of failure. This was never about millions. It was about starting early and thinking strategically.
When my daughter Ebba was born, I decided ordinary families deserve these same options and strategies. Not simplified, but translated into practical steps you and your family can take.
Learn With Ebba is my way of levelling the playing field.
We bring proven wealth building principles out of private banking into everyday homes. Financial planning here is not about complexity or perfection. It is about building confidence, resilience, and choice, one small decision at a time.
I am also writing a children’s book that teaches financial confidence through imaginative storytelling for ages 4–12.
I started it for Ebba, but it is for every family who wants their children to grow up confident with money and prepared for life.
Explore the blog for insights, try the calculators, and discover resources and products designed to inspire meaningful financial learning at home.
Subscribe to join our community for wealth-building strategies and updates on the upcoming book so your family can grow in confidence and move steadily toward financial independence.
The Book
Most children grow up confused about money. Most parents do not know where to start. I could not find a bedtime story about financial confidence that did not feel like a lecture so I am creating one.
I am a wealth management professional with 15+ years in finance and private banking across Zurich and London. But this book? I am writing it for my daughter, Ebba. After years of helping clients build wealth, I realized these essential skills - understanding money, compound interest, planning - were not taught to kids in ways they would actually remember.
Through Ebba's magical adventure children ages 4-12 will learn timeless lessons about earning, saving, investing, patience, gratitude, and resilience. Real financial wisdom wrapped in a story kids actually want to read.
Savings Goal Calculator
Compound Interest Calculator
The calculator helps you figure out how much you need to save each month to reach your savings goal.
What you need:
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Savings Goal - The total amount you want to save
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Initial Investment - Money you already have to start with
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Years to Grow - How many years you plan to save
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Estimated Interest Rate - Your yearly interest rate
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Compound Frequency - How often interest is compounded (monthly, annually, etc.)
Example:
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Your savings goal: $100,000
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You have $5,000 to start with
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You want to save for 10 years
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You'll earn 8% interest per year
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Interest compounds annually
The calculator will show you exactly how much you need to contribute each month to reach your $100,000 goal. Click the button below.
The compound interest calculator helps you see how your money grows over time when interest is added regularly.
What you need:
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Initial Amount - How much money you start with
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Interest Rate - The yearly interest rate (for example, 8% per year)
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Monthly Contribution - The same amount (for example, $100 per month)
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Time Period - How many years you want to save (for example, 10 years)
Example
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Start with $1,000
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Add $200 every month
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Get 8% interest per year
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Save for 10 years
The calculator will show you how much money you'll have at the end, plus how much interest you earned.
Click the button below.
![HNWI Client Rule:
‘If an investment keeps me awake, I don't take it.’
No matter the potential return.
Wealthy people protect their peace.
Desperate people chase returns.
I spent 15 years watching UHNW families build generational wealth. The patterns were clear. The strategies were replicable.
Now I teach ordinary families the same principles - just at a scale that actually works for real life.
Full breakdown of what I learned → [link in bio]
#familyfinance #wealthbuilding #investingforkids #financialfreedom #generationalwealth #moneymindset](https://scontent.cdninstagram.com/v/t51.82787-15/627667959_17855251950612174_5990832472489440153_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=108&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=1a-hcYcLCa8Q7kNvwEd9tBj&_nc_oc=Adnw_BlggFaN1X7bvCq8UJuGgUEK9v-MXAv-ZANwluC5Z9fxJtKbbBjFgkIMy1DmQXo&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQFcn1KIdKb7BnEVK44Lzl6bXmWIfxP7tMvjODRCFiMJb3znzlVB_iKIB2TD-iwtwfnfz0_A2j63&oh=00_AftCPRZchdf4EtvumEw-G43dTg4b-EuVojXcrFO344idJQ&oe=699E78B6)
![Wealthy clients asked me: "How do I buy back my time?"
Most people ask: "How do I make more money per hour?"
One thinks Freedom.
One thinks salary.
15 years managing wealth for high-net-worth families taught me their strategies aren't secrets - they're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids #financialeducation](https://scontent.cdninstagram.com/v/t51.82787-15/625010172_17854626678612174_398296167467480480_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=104&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=0kkK_T83cooQ7kNvwF2vuNX&_nc_oc=AdlWb1lHhEHf6m2BVSPz5IWAlCZbdpgCBseCGNQSVy7OEUu3Vx1fO0YEri4Z1jMiEHg&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQGv4jb7xNejI9yEDCHWhEHR036zKnMNdIMppoe3yFZj0aqr6bUvxr4j6MKHbeVSYxsja-GGcHiK&oh=00_AfuMGLN0R-9_9sPc4YfyZE2hv_F6zMFHGm07h1CTzBA7yA&oe=699E800B)
![Wealthy client asked me: How do I make more money?
Most people think: more hours = more money.
Wealthy think: better system = unlimited money.
Teach kids: solve problems, don't just work harder.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #moneymindset](https://scontent.cdninstagram.com/v/t51.82787-15/623070908_17854062522612174_4607821824238011330_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=105&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=kdJw3iR1_GIQ7kNvwF-yOta&_nc_oc=Adkw_x7lvmEAl5dM0UiiXfQAuCRhHtjmvzJVYkZCdGu8V2C-9buF9XHzflH3EgEbZHc&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQEbT1-qi7K-igA_y8Da7aT9NXRAeaiIl1WoqP0D2PBlke4UErIMWRdvizth2E9XorQFcuMWsT8M&oh=00_AfskD8-sj_JYCZs0MAGnztTxUCcuwzVqgy1Oyp2oG64c3w&oe=699E86C7)
![Wealthy families talk about money at dinner.
Middle-class families say ‘not at the table.’
Guess which kids understand money better?
Make money a normal topic. Read my blogpost.
Turn dinner time into life-changing lessons. My blogpost shares 5 practical money conversations to have with your children that build financial literacy, confidence, and normalise talking about money without stress or judgement.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #moneymindset](https://scontent.cdninstagram.com/v/t51.82787-15/621630411_17853845007612174_8877630567280412356_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=100&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=FcUTVSRb0A0Q7kNvwEKBFPO&_nc_oc=AdmvBEU81FU3t2IpwQ_18i54VGLEXqufouMOwk6rwPvVof8SerEHDgit3SKYVCD9PkA&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQF7uu_-qDqdTFLwCiEbeekflPQgnfpFapTr9yfsHcMgyshrX2SZYI-2SGN6bdaRbkzXCvIqg2AU&oh=00_AfuaXZssKZ0_uI8yI2zd2t7a51M-7wFpAcuMoMI5X1hEoQ&oe=699E7A7B)
![The Strategy Hopper
Client changed investment strategy every year. Chased last year's winners.
Decade later: minimal returns.
Lesson: Discipline beats cleverness
I spent 15 years watching UHNW families build generational wealth. The patterns were clear. The strategies were replicable.
Now I teach ordinary families the same principles - just at a scale that actually works for real life.
Full breakdown of what I learned → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.71878-15/623221526_1510098596747856_668698020885665563_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=110&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0xJUFMuYmVzdF9pbWFnZV91cmxnZW4uQzMifQ%3D%3D&_nc_ohc=A_dvDaqQNSQQ7kNvwFMtjkO&_nc_oc=Adl8TyLFPTgM1z_0cmswj4_4dEzQt2L4LZINTAilZRyr7e31G8qeD37_9TxMLNKPPcs&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQFvIC52Z5tIjkBtWb5Ak8Y9rsKwIYrZ_cRrGsJrWywO3kCFPj1J8qt-5nYE-2IrEopNRQpTjJdw&oh=00_AfsuyALKFUfuedYC7DGRvD6sneOW2V18GOBJCNZyEmHlSQ&oe=699E9E70)
![Wealthy families invest regularly.
Same amount, every period.
Buys more when prices are low, less when high.
Lesson: Consistency beats trying to be clever.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.82787-15/621824811_17853396060612174_5234181844524300619_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=100&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=WaTlcR-MHOQQ7kNvwEWbse7&_nc_oc=AdngeRIo_9XJ0mLdwr5BwewBgqJgRpJBm9TGDJdL6eyVYYNaq1MoHz1vbiQPjEAY2D4&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQGLnOQK8jkecze9BzNJl7bMMmnqy2OC56QLkPNMVgXFBjjlIon2AaXX4QuR7xhhlZNJiEm5_oy4&oh=00_AfuAekXvnqiuq5abPHWTYSrF-ll6bBnfV9kGxjaiyNDHkg&oe=699E8BD0)
![Wealthy families hold Investment Meetings
Just honest talk:
This is what we are investing in and why.
Share one investment decision with your kids this month.
Age-appropriate transparency builds trust.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.82787-15/619900962_17853205743612174_6438700121146777786_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=104&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=gn0Wk8OFWT4Q7kNvwGH2-8P&_nc_oc=AdmgcHyaOJ6T4shf-6pTEtZfWxT5USg9jxWkJys5oywuJIpvv4lVbvv6whjy0dGJJfs&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQG2QZ81ac-bKX30YxKN1WnJ0g7S6nGqQddUTkvR-PR4xOTzswvlYz98s_sVLyivo3nUUi6Q9vok&oh=00_AfvpA9-Sd8jSyitT-XfPu_y-znW_SOXevr_GdH972UkpRQ&oe=699E8DD3)
![Client had $50 Million
Still unhappy!
Money didn't make him happy. But it did solve every money problem.
Teach kids:
Money Buys Options,
not happiness.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.82787-15/619559108_17852892816612174_8416138107620722108_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=103&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=6aKSVQ9w__QQ7kNvwHwwVcc&_nc_oc=AdkfmlxEZ5VsIZ-FM70QVFRB8IUNHd7eElNZHcLTBhNIVXWI8yugM2H3bcir4rp2w-4&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQGbC4kZEwOo1x-jySEGX90GUi3ozfBo_7nTWQ0iKfD4DoKCGkYBv-42tgyMz5jjkGNZoZayV2wG&oh=00_AftfP-cZLU9_PYooxp8SfUtuIb5Ka3XtF9r64kqcP16m3w&oe=699E9260)
![Client kept large sums in cash. Felt "safe."
Inflation silently eroded purchasing power every year.
What bought a house then barely covers a car now.
Lesson: Cash loses value. Growth preserves it.
15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.71878-15/619661274_1618899249526393_8618577143978615108_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=106&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0xJUFMuYmVzdF9pbWFnZV91cmxnZW4uQzMifQ%3D%3D&_nc_ohc=z_Ea8lDIs2sQ7kNvwEvglcw&_nc_oc=AdlMS4yBZ4p70UaqZL-D8WK_UtW2nbDi0toVSfqcWASiBeSkxIg0zw2xhOjRiLUnIo0&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQGaDm0DWPDD_uGaBKMtIBYFF2D8Kxsm-ePEaqKWDNre8E8KMdi5S4lszspd8xiHT0WiIqm_eUaY&oh=00_AfvUA7ZMw00zYdGI0p5ApAd8HJ0QGeVqf_cqkY_f4nYb1w&oe=699E75A3)
![15 years of finance and managing wealth for high-net-worth families taught me their strategies aren't secrets. They're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.82787-15/619519414_17852587131612174_3400342475766816638_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=105&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=vFxjlAqEzPgQ7kNvwFtCIZv&_nc_oc=Adk-2Q9GO82lWR6z-visSYx4HQfp876R9DxAzlnb72Q_48d9BemTti8Muhx07EEJum8&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQG6V9jGJAhSSmimQ2exe83A_oT4ZbpgM9Vd_nQr-v3FPo11dg-hTUpxVfezSv4QnrwtyO8F6gE7&oh=00_AfvtzHDB6QS4XeYPdsDJEIUqDog3n5hGT8VaZ6VtrcHEcw&oe=699E8397)
![Wealthy families compete on education, access and values.
15 years of finance and managing wealth for high-net-worth families taught me their strategies are not secrets. They are just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]
#familyfinance #wealthbuilding #investingforkids](https://scontent.cdninstagram.com/v/t51.82787-15/616214719_17851968855612174_5738183245551178949_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=102&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=aum7UenxsNcQ7kNvwEef-3k&_nc_oc=Adn54l0n_0iBB7EhZiSzhXLBFmT4EUh6bN5bBMS6K4oiHSzWfRG8WbNpmEpENbOMMd0&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQFsTP8_0Z9h6HtKqds0dLRE3U5EoUwXAeEkuVRKCpbeckc6kZSkvG8zXtwaVjkdiMpSH-Lj_vcz&oh=00_Aftb2dhGmRh-1LJPwc8cMts6tq3Wqpv-QPx16aDdpaBACg&oe=699E9C88)
![Double your income. Double the spending. Never build wealth.
Each raise you get, invest half before you adjust spending.
Teach your kids: more income ≠ more spending
Over a decade of managing wealth for high-net-worth families taught me their strategies aren't secrets - they're just not shared with ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles from private banking. Translated for real families. No jargon. No gatekeeping.
See how wealthy families build generational wealth (and how you can apply it at your scale) → [link in bio]](https://scontent.cdninstagram.com/v/t51.82787-15/613295757_17851700406612174_3862108890167168308_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=104&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=RLonLEGuvkEQ7kNvwHNFNmc&_nc_oc=Adnlo8JaKDPfxPUu_KUGuq2z0CaLuVENX5xJDDvquY2J_naW-mG58La1mdHS8Fo9pXY&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQHRWLPM4qLy2rPywM3qTsirK84pNX11wZFrxhn3BO6CorwzEN8jtOqtvnVzA1eZs7bFsfLrpjG5&oh=00_AfuitmpdfdSmcfFUr78rgizfdaGuOu-NhfKIWWv-bXLXhg&oe=699EA73B)
![Myth: You need to be rich to think like the wealthy.
Truth: You need to think like the wealthy to build wealth.
I managed millions for HNWI clients. Their strategies aren't secrets. They're just not taught to ordinary families.
That's what I'm changing at Learn With Ebba.
Real wealth principles. Real examples. Real math.
No gatekeeping. No jargon.
See how it works, read the blog → [link in bio]
What money myth did you believe for too long?
#moneymyths #wealthmindset #financialeducation #familyfinance #investingtips #moneytips](https://scontent.cdninstagram.com/v/t51.82787-15/610547178_17850559962612174_662578494969071181_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=109&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=Uz2j7ME7_oEQ7kNvwFBjlKm&_nc_oc=Adlv0EhHWfxV6uAIoC_2-NVKQJDThhXNSCpQvHz1XTN-iTVtsCCzkiqD6wvZKfQZX5M&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQG2lm4sNexVjaP_ecaryBnnk8MVPKSaC2SyewvgExEqtQkM3-v6XvsnFx-oWiX-SELq_grkpH_V&oh=00_AfvEpet5qpHdQNoEL9GERP3y1QSH0NpF4uemGfWuueFFtg&oe=699EA734)
![15 years managing wealth for the wealthy taught me this:
The difference between wealthy kids and everyone else isn't talent. It's options.
My colleague's son left our trading floor after 2 years. Joined his father's company. I stayed because I needed the ladder. He had options.
You can also copy what the wealthy families do:
They invest for their kids from birth into income generating portfolios. By their 20s, these kids have substantial passive income.
That means rent covered. Job search without desperation. Risk-taking without fear. Failure without consequences.
You don't need millions. You need $250/month at 10% p.a. return for 25 years to generate $500/month without touching principal.
For a graduate, this gives options.
Started investing for my daughter too. Not to make her rich. To give her options I didn't have growing up in Hungary.
Visting learnwithebba.com for full calculator + strategy → [link in bio]
#familyfinance #investingforkids #financialindependence #passiveincome #wealthbuilding #compoundinterest #parentingtips #moneytips #financialeducation #generationalwealth](https://scontent.cdninstagram.com/v/t51.82787-15/610829618_17850140655612174_7322713947720651106_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=104&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=8gVh8lGtddoQ7kNvwGNMgUj&_nc_oc=Adm7ADzwwE_vYFyYtaWnCyuCoG4LOQgok6tq1cJf20QydpT2IkA4Zj-p1JqOoZ0kUa8&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQFeEnKpBi8U9x4LvayQ1qzIWtrsiP6Rq5DxRQ7aiM_8EtC3jXlF7PtERlp64fZ7Id3InLUaJs-a&oh=00_AfsqdWQzhrLSzIuMTLzIWC6UrSSv0-6otqm1qzlQ99AUQA&oe=699E933A)
![After 15 years in private banking, I know exactly what separates families who build wealth from those who struggle.
It's not income. It's not luck. It's strategy.
I share my experience on learnwithebba.com
→ How to invest for your kids from birth
→ The compound interest calculator that changed everything
→ What $250/month becomes in 20-25 years
→ Real stories from my career managing UHNW portfolios
Start here → [link in bio]
Already investing for your kids? Drop a 🙌 below.
#wealthbuilding #compoundinterest #investingforkids #financialeducation #familyfinance #passiveincome](https://scontent.cdninstagram.com/v/t51.82787-15/609639195_17849904924612174_6079529866444228053_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=100&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiRkVFRC5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=UW4w1K5dSa8Q7kNvwFfH24q&_nc_oc=AdnpmBMnV1E2XlD6-cfazvmqFoCm9k7e6KXmSAmZst3m1So-ctaa6wQNCJhUD7xt0kI&_nc_zt=23&_nc_ht=scontent.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=D0jQYI1bqWvRmpKO5qSVaw&_nc_tpa=Q5bMBQE8HKQZKRdiL5990r9sSpnpfZTPRa8TxYsw01cFEwE2oUMcF6q-px-jm7EjP8R2xOE1Qod-XUDB&oh=00_AfuDv82SLCevhtZCuTMUk5NxKBwrRUx7ZYrWlKufntSaiA&oe=699E81D6)
